Retirement Planning Cheat Sheet

Last Updated: November 21, 2025

Account Types

Item Description
401(k) Employer-sponsored, $22,500 limit (2023)
Traditional IRA Tax-deferred, $6,500 limit
Roth IRA Tax-free growth, income limits
Roth 401(k) After-tax contributions
💡 Pro Tip: Start early - compound interest is powerful!
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