Last Updated: November 21, 2025
Focus Areas
| Focus |
|---|
Automate savings increases with income bumps
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Diversify across tax-advantaged and taxable accounts
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Commands & Queries
increase 401k deferral by 1%
Boost savings
rebalance portfolio quarterly
Stay aligned to risk
set catch-up reminders at 50
Max out contributions
Summary
Automate savings, diversify investments, and track catch-up windows.
💡 Pro Tip:
Max out employer matching first, then widen the investment mix.